UrbanMoney 68.9

UrbanMoney 68.9

HYTONE MERCHANTS PVT LTD – Freeware – Android
Latest Version
68.9
Safe to install

UrbanMoney: A Review of the Online Loan App

UrbanMoney emerges as a noteworthy platform within the realm of online loan applications, catering primarily to students and salaried professionals seeking immediate financial assistance. Registered with the Reserve Bank of India as a Non-Banking Finance Company (NBFC), it operates under the authorization of Hytone Merchants PVT LTD, ensuring a level of credibility and regulatory compliance.

The app's core functionality focuses on providing loans ranging from Rs 500 to Rs 50,000, with flexible interest rates varying between 1% and 9% per month. The loan tenure extends from 61 to 120 days, making it an appealing option for individuals needing short-term financing solutions.

Key Features:

  • Instant personal loan approval up to Rs 50,000
  • Rapid cash transfer to bank or Paytm accounts, often within a minute
  • Flexible repayment options, allowing repayment over a span of four months
  • Incentives for timely repayments
  • No processing fees with a maximum APR of 108%

To illustrate the loan structure, consider an example for a personal loan of Rs 2,000 over three months at a monthly interest rate of 5%. The total interest would amount to Rs 300, resulting in a total repayment of Rs 2,300, with no processing fees applicable.

Eligibility Criteria:

  • Students are eligible for loans provided they are above 18 years of age and possess a valid college ID card.
  • Salaried professionals can apply if their take-home salary is Rs 9,000 or more.

The app's seamless verification process enhances its appeal, promising a hassle-free experience for users. Required documentation includes:

  • College ID card for students
  • Last three months' bank statement, salary slip, or joining letter for salaried individuals
  • Aadhaar card, driver’s license, voter ID card, etc.
  • PAN card
  • KYC details

UrbanMoney distinguishes itself not only as a convenient source for personal loans but also as one that prioritizes user safety and information security. Its commitment to customer support is evident through its round-the-clock service team available to address inquiries and complaints, solidifying its reputation among users.

For support-related queries, users can reach out via email at [email protected] or by calling +913368270407. Additional information is available on their website at www.urbanmoney.co.

Please note: Users sharing the same device may encounter access restrictions.

Overview

UrbanMoney is a Freeware software in the category Business developed by HYTONE MERCHANTS PVT LTD.

The latest version of UrbanMoney is 68.9, released on 04/03/2025. It was initially added to our database on 04/03/2025.

UrbanMoney runs on the following operating systems: Android.

UrbanMoney has not been rated by our users yet.

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